Buying your first home is one of life’s biggest milestones—but it doesn’t have to be overwhelming. At Eight Homes, we specialise in helping first home buyers step confidently into homeownership with a process that’s simple, supportive, and tailored to you.
Whether you're just starting to save, looking for government support, or ready to build your dream home, we guide you through every step—from finance to floorplan. With expert advice, low deposit options, and smart house and land packages, we’re here to make your first home journey easier and faster.
We’ve partnered with Park Group, experts in construction lending, to give first home buyers an edge. Whether you’ve already saved a deposit or are just starting out, Park Group will help you:
In some cases, you may qualify with as little as a 5% deposit—especially if using one of the government schemes outlined below.
Eight Homes offers savings support and low deposit house and land solutions to help first home buyers take that first step.
From 1 October 2025, the Scheme will remove limits to the number of Government guarantees available, giving all Australian first home buyers the chance to enter the market with a deposit of as little as 5% and avoid Lenders Mortgage Insurance (LMI).
What’s changing from 1 October 2025?
For more information and eligibility criteria, visit www.housingaustralia.gov.au
If you're building a new home in Victoria valued up to $750,000, you may be eligible for a $10,000 First Home Owner Grant.
Learn more at the State Revenue Office (SRO) Victoria.
With Eight Homes, you can get started from as little as $888. Our finance partner can help structure your loan using a combination of savings, grants, and schemes.
Yes, in many cases you can combine grants and guarantees. Our consultants will guide you based on your specific situation.
Not at all. Park Group, our trusted finance partner, will assess your borrowing capacity and find competitive home loan options tailored to your goals.
That’s okay. We can help you build a savings plan and explore options like the FHSS Scheme or shared deposits through the Home Guarantee Scheme.
Yes. We offer house and land packages across both metro Melbourne and regional areas including Geelong—many of which are eligible for the Regional First Home Buyer Guarantee.
Compact, low-maintenance 3–4 bedroom homes with open-plan living and energy-efficient features are popular among first home buyers and are ideal for long-term value.
The journey to homeownership doesn’t have to be complicated. With Eight Homes, it’s never been easier to build a new home that fits your lifestyle and your budget.
Speak to our First Home Buyer Specialists today and let’s build your future together.
Contact Us for a Free Consultation today